Why your insurance company in Brossard should know if you are self-employed or running a business from home ?

When you decide to work for yourself, whether it’s freelancing, consulting, or operating a business from home, your lifestyle changes. But one thing many forget is to inform their insurance company in Brossard. This small step could make a significant difference in your protection.

Understanding the risks of self-employment and home-based businesses

Being self-employed or running a business from home is rewarding, but it also comes with risks. Many people assume that their standard home insurance covers business activities, but this is often not the case. Insurance agencies recognize the need for specific coverage that goes beyond personal property and liability.

For example, if you welcome clients to your home office or store business-related inventory, your regular home insurance might not cover damage or liability. An insurance company in Brossard can help you identify these gaps and offer solutions that fit your business model.

Why it’s important to notify your insurance agency in Brossard ?

Failing to notify your insurance agency in Brossard about your self-employment or home-based business could result in claim denials. If a fire damages your inventory or a client is injured on your property, your current policy may not protect you. Informing your insurer ensures your business activities are covered, avoiding costly surprises.

Moreover, updating your policy opens access to business-specific coverage options. These can include business interruption insurance, additional liability protection, and coverage for specialized equipment. This way, your livelihood is secure even if unexpected events occur.

Taking the right steps

The solution is simple: reach out to your insurance company in Brossard and explain your business activities. They will assess your needs and recommend adjustments to your current plan. This proactive approach guarantees that your assets, clients, and business are well-protected.

For entrepreneurs and freelancers in Brossard, making this call is not just a formality—it’s a critical step in safeguarding your work. Protecting your business starts with the right insurance coverage.

To explore the best options for your business, Groupe Lanthier Assurances provides personalized advice and tailored coverage solutions.